Prepare for the Florida 2-20 Insurance Agent License exam with our comprehensive course. Gain insights into exam structure, content areas, and strategies to enhance your chances of success.

Examzify course visual
Florida 2-20 Insurance Agent License
Download on the App StoreGet it on Google Play
Question of the day

Under the Commercial General Liability Coverage Form, who does medical payments coverage apply to?

Medical payments coverage under the Commercial General Liability (CGL) Coverage Form is designed to address medical expenses incurred by persons who are injured on the insured's premises or due to the insured's operations, without regard to fault. This coverage is typically intended for individuals such as customers, guests, or bystanders who might suffer accidental injuries while on the insured's property. In the context of this specific question, while typical beneficiaries of medical payments might seem to include customers, the correct choice points to a volunteer worker of the named insured. This is an important distinction because volunteer workers are often included under the coverage as they are considered non-employees yet may still be exposed to risks associated with the business operations. Medical payments coverage supports the idea of good business practice by helping to cover medical expenses quickly, which can assist in avoiding lengthy liability disputes. It also highlights the understanding that this coverage acts in a preventative manner, aiding injured parties even if the insured party is not found to be negligent. This differentiates it from other types of liability coverage that focus more extensively on the involved parties' responsibilities.

Unlock the full question bank

This demo includes a limited set of questions. Upgrade for full access and premium tools.

Full question bankFlashcardsExam-style practice
Unlock now

Florida's 2-20 General Lines exam tests Florida-specific insurance law, not generic property and casualty knowledge, and that distinction matters more here than in a lot of states. Concepts like Florida's No-Fault (PIP) insurance requirements, Valued Policy Law, and the state's residual insurance markets (Citizens Property Insurance Corporation, FAJUA) don't show up on a generic P&C exam, they're specific to how Florida structures its insurance system.

The exam: 175 total questions (160 scored, 15 unscored pretest items), 180 minutes, closed-book, administered through Pearson VUE, 70% required to pass. Exam fee runs about $44 to Pearson VUE, separate from your state application and fingerprinting fees.

Before you're eligible, Florida requires a 200-hour approved property and casualty pre-licensing course, completed within 4 years of your application date. Substantial coursework, not a weekend crash course, and the required study resource is the FAIA (Florida Association of Insurance Agents) Study Manual specifically.

Fingerprinting runs on its own timeline, separate from the exam. Complete it ahead of time through the DFS website or by phone, worth doing early rather than treating it as a last step after you pass.

Fifteen of your 175 questions are unscored pretest items you can't identify, so every question needs full effort, you have no way to know which ones don't count toward your score.

Given how much of this exam is Florida-specific rather than generalizable P&C knowledge, no-fault insurance rules, valued policy law, and the state's residual markets deserve real focused attention. A generic insurance licensing study guide that isn't built around Florida's specific statutes leaves real gaps.

Our practice questions are built around Florida-specific content, No-Fault/PIP insurance, Valued Policy Law, Citizens Property Insurance and FAJUA, and state statutes, alongside general P&C fundamentals, with explanations for every answer.

Take the Free Practice Test Get the Full Exam Bundle

Find the option that is right for you!

All options are one-time payments.

$12.50

30 day premium pass

All the basics to get you started

  • Ad-free experience
  • View your previous attempt history
  • Mobile app access
  • In-depth explanations
  • 30 day premium pass access
$30.00 $87.50 usd

6 month DELUXE pass (most popular)

Everything with the 30 day premium pass FOR 6 MONTHS! & the ultimate digital PDF study guide (BONUS)

  • Everything included in the premium pass
  • $87.50 usd value for $30.00! You save $57.50!
  • + Access to the ultimate digital PDF study guide
  • + 6 months of premium pass access
  • + Priority support
$12.50 $18.99

Ultimate digital PDF study guide

For those that prefer a more traditional form of learning

  • Available for instant download
  • Available offline
  • Hundreds of practice multiple choice questions
  • Comprehensive content
  • Detailed explanations
Image Description

Start fast

Jump into multiple-choice practice and build momentum.

Flashcards mode

Fast repetition for weak areas. Flip and learn.

Study guide

Prefer offline? Grab the PDF and study anywhere.

What you get with Examzify

Quick, premium practice, designed to keep you moving.

Unlock full bank

Instant feedback

See the correct answer right away and learn faster.

Build confidence with repetition.

Improve weak areas

Practice consistently and tighten up gaps quickly.

Less noise. More focus.

Mobile + web

Practice anywhere. Pick up where you left off.

Great for short sessions.

Exam-style pace

Build speed and accuracy with realistic practice.

Train like it’s test day.

Full bank unlock

Unlock all questions when you’re ready to go all-in.

No ads. No distractions.

Premium experience

Clean, modern UI built for learning.

Focused prep, start-to-finish.

FAQs

Quick answers before you start.

What topics are covered on the Florida 2-20 Insurance Agent License exam?

The Florida 2-20 Insurance Agent License exam covers a variety of topics, including property & casualty insurance, types of policies, underwriting principles, and state regulation. Understanding these subjects thoroughly is crucial for success, and using reliable study resources can help candidates be fully prepared.

How can I best prepare for the Florida 2-20 Insurance Agent License exam?

Preparing for the Florida 2-20 Insurance exam can be daunting, but strategic study methods can simplify the process. Utilize comprehensive study guides, take quizzes to reinforce knowledge, and seek a resource that offers extensive review materials to ensure you grasp key concepts effectively.

What is the cost associated with obtaining a Florida 2-20 Insurance Agent License?

The cost of obtaining the Florida 2-20 Insurance Agent License includes the exam fee, application fee, and potential costs for pre-licensing coursework. Overall, candidates can expect to invest a few hundred dollars to complete all necessary procedures to become licensed.

What is the average salary for a licensed insurance agent in Florida?

Licensed insurance agents in Florida typically earn a salary that averages between $40,000 to $60,000 annually, depending on experience and location. Top-performing agents with a solid client base can even earn significantly more, making this a lucrative career in the Sunshine State.

How often is the Florida 2-20 Insurance Agent License exam offered?

The Florida 2-20 Insurance Agent License exam is offered multiple times a month at various testing locations. Check with the Florida Department of Financial Services to stay updated on schedules and locations, allowing you to select an exam date that best fits your readiness.

Reviews

See what learners say.

4.38
Review ratingReview ratingReview ratingReview ratingReview rating
48 reviews

Rating breakdown

95%

of customers recommend this product

  • Review ratingReview ratingReview ratingReview rating
    User avatar
    Linda Q.

    As someone still studying, I appreciate the non-linear question format—it keeps things interesting! I feel like I’m learning more with each session, thanks to the feedback provided. I’m targeting my exam day next month, and I’m hopeful! Giving it a 4 for now!

  • Review ratingReview ratingReview ratingReview ratingReview rating
    User avatar
    Kevin T.

    Took the exam last week, and I was pleasantly surprised by how well-prepared the course made me feel! The wide range of questions helped reinforce my study material, and I appreciated the real-life scenarios provided in the explanations. I would rate it a solid 5!

  • Review ratingReview ratingReview ratingReview ratingReview rating
    User avatar
    Leila S.

    Having just taken the exam, I can happily say this material was invaluable! The focused content and clear question explanations equipped me well. Excellent resource for anyone looking to be well-prepared. 5/5 - Leila S.

View all reviews

Ready to practice?

Start free now. When you’re ready, unlock the full bank for the complete Examzify experience.

Subscribe

Get the latest from Examzify

You can unsubscribe at any time. Read our privacy policy