For someone in Sally's situation, the most practical risk management technique for dealing with auto-related loss exposures is?

The most practical risk management technique for dealing with auto-related loss exposures is risk transfer. This technique involves shifting the financial burden of potential losses to another party, typically through insurance. When Sally chooses to transfer her risk, she is effectively purchasing an auto insurance policy. This policy will provide her with coverage against various auto-related losses, such as accidents, damage, or theft, thereby alleviating her financial responsibility in the event of such occurrences.

By transferring risk, Sally ensures that she is protected from the high costs associated with auto accidents and damages, allowing her to drive with greater peace of mind. This approach is particularly beneficial because it provides a financial safety net while still allowing her to use and enjoy her vehicle. Risk transfer is a widely accepted and practical method for managing risks related to auto exposures, making it a common recommendation for individuals in similar situations.