Health Insurance does not cover which of the following?

Health insurance typically does not cover workers' compensation because workers' compensation is a separate form of insurance specifically designed to provide benefits to employees who are injured on the job. This type of coverage addresses medical expenses and lost wages due to work-related injuries or illnesses, and it is usually provided by the employer as mandated by law.

In contrast, hospitalization expenses, accident expenses, and surgical fees are common components of health insurance coverage. These are costs that health insurance plans are designed to address by covering medical treatments and associated expenses for covered services. Therefore, the distinction lies in the fact that workers' compensation is a separate insurance program, whereas the other options fall under the scope of health insurance benefits.