How can partners and sole proprietors elect to be covered for Workers' Compensation?

Partners and sole proprietors can elect to be covered for Workers' Compensation by filing an election form with the Division of Workers' Compensation. This process is specifically designed for self-employed individuals and business owners who wish to opt into Workers' Compensation coverage.

Filing the election form is necessary as it formally indicates their intention to receive benefits under the Workers' Compensation system, which provides wage replacement and medical benefits for work-related injuries or illnesses. This option allows partners and sole proprietors to protect themselves against potential risks associated with their business activities.

The other methods mentioned do not constitute a recognized or valid way to elect for coverage under the law. Submitting an application to an insurance provider might not directly lead to coverage unless an election is formally made. Being automatically included under business insurance often applies to employees rather than business owners, and simply notifying the employer in writing is insufficient as it does not fulfill the requirement set by the Division for formal election.