The Health provision that states the insurer can refuse to renew the policy under certain conditions is called:

The Health provision that allows an insurer to refuse to renew a policy under certain conditions is known as Conditionally Renewable. This type of provision does not guarantee renewal under all circumstances; instead, it specifies that renewal is contingent upon particular situations or criteria, such as changes in the insured's health status or specific underwriting guidelines.

It's essential for policyholders to understand that while the insurer may choose to renew the policy under favorable conditions, they also reserve the right to decline renewal if specific, predefined conditions are met. This means that the policyholder should maintain awareness of their health status and the terms of their policy, as these factors can influence future renewals.

In contrast, other types of provisions, such as Guaranteed Renewable, allow for policy renewal without regards to the insured’s health but can involve increased premiums. Unequivocally Renewable suggests a stronger commitment to renewal without conditions, and Non-Cancellable indicates that the insurer cannot cancel the policy nor change the premium, making these options more favorable to the insured than Conditionally Renewable. Understanding these distinctions is crucial for effectively navigating health insurance policies and their associated risks.