Under the Lawyers Professional Liability policy, who is NOT considered an insured?

Prepare for the Florida 2-20 Insurance Agent License Exam. Leverage flashcards and multiple-choice questions with detailed explanations. Be exam-ready with confidence!

In the context of a Lawyers Professional Liability policy, the classification of who is considered an insured typically centers on individuals actively involved in the practice of law and the extent of coverage available for their actions.

Lawyers for their services after termination are typically not regarded as insured under such a policy. Once a lawyer's employment or partnership is terminated, their professional activities related to the duties performed during their former tenure no longer fall under the protection of the insurance policy. This is because the coverage under the Lawyers Professional Liability policy generally applies to services rendered while still actively engaged within that capacity or partnership.

In contrast, partners not currently active may still have some level of insurance coverage based on their previous tenure, associates in their first year are usually covered under a policy as they are typically considered part of the practice, and law interns can also be covered depending on the specific terms of the policy. Thus, the understanding that coverage ceases upon termination makes it clear why lawyers for services rendered after their termination do not hold insured status.

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