What coverage should be added to Joe's Business Auto Policy for liability while driving a car not owned by the corporation?

The correct choice is the option that refers to coverage for liability while driving a car not owned by the corporation. This is essential for individuals who may need to operate vehicles that are not owned by their business but are still used in the course of business activities. Having this type of coverage ensures that Joe is protected against liability claims that could arise when driving a personal vehicle or a rented vehicle for business purposes.

When Joe is using a vehicle that he does not own, standard business auto policies might not automatically cover incidents like accidents or damage caused while using those vehicles. Therefore, adding "Other Car Coverage" specifically extends the business auto policy to include situations where Joe may be driving a vehicle owned by someone else, ensuring comprehensive liability protection.

When considering why the other options do not answer the question effectively: Collision coverage pertains to damage to the vehicle itself rather than liability to others. Medical payments coverage may help cover medical expenses for injuries sustained in an accident but does not address liability issues. Comprehensive coverage protects against non-collision-related incidents affecting a vehicle (like theft or weather damage) but also does not provide the necessary liability protection for driving a car not owned by Joe's business. Therefore, "Other Car Coverage" is the most suitable addition for ensuring liability protection while