What coverages are available in the Commercial Auto JUA?

The correct answer highlights the wide-ranging coverages available in the Commercial Auto Joint Underwriting Association (JUA). One significant aspect of the JUA is its flexibility in providing unlimited liability limits for commercial auto policies when required by statute. This feature ensures that businesses can operate within the law while protecting themselves against significant claims that could arise from accidents.

In addition to unlimited liability limits, the coverage options include Uninsured Motorist (UM) coverage and Personal Injury Protection (PIP), which are crucial for protecting both the driver and passengers in the event of an accident with an uninsured or underinsured motorist or in the case of injuries sustained in the vehicle, regardless of fault. This combination of coverages addresses both liability and personal health needs, making it a comprehensive choice for businesses that rely on vehicles for their operations.

Other choices are more limited in scope. For instance, minimum liability limits are not sufficient for many businesses that need to protect against greater financial exposure. Comprehensive coverage specifically for vehicle damage is important but does not encompass liability concerns. Similarly, focusing solely on liability for bodily injury overlooks the broader protections that commercial vehicles often require, such as property damage and injury to others. Thus, the correct answer provides a well-rounded overview of the extensive protections available under