What does the supplementary payments section of a CGL policy cover?

The supplementary payments section of a Commercial General Liability (CGL) policy specifically covers certain additional costs that help the insured while the main claim is being processed or resolved. This section typically includes payment for items such as legal fees incurred during the defense against a covered claim, court costs, and certain expenses that may arise directly from the incident or claim, such as loss of earnings due to attendance at court proceedings.

This supplementary coverage is designed to support the insured beyond the payment of damages to third parties. It ensures that the insured can manage the financial burdens associated with legal actions and related expenses without dipping into their own funds. Thus, it serves as a safety net, enhancing the value of the primary liability coverage provided by the CGL policy.

The other options do not accurately encompass the full scope of the supplementary payments section, either by narrowing the focus to specific costs or suggesting broader coverage that does not align with the intent of supplementary payments.