What is most likely true regarding coverage under the Computer Fraud insuring agreement for missing credit card transactions?

Coverage under the Computer Fraud insuring agreement typically does not extend to credit or debit card transactions. This is because such transactions are usually considered to fall under more specific fraud protection measures provided by payment networks and card issuers, not under general computer fraud policies.

In the context of insurance, various exclusions are often set forth regarding specific types of fraud. Credit and debit card transactions often have their own provisions due to the nature of electronic payment systems and associated management of risks, meaning that losses incurred through these means are usually handled by different avenues than those covered under standard computer fraud agreements. Therefore, recognizing that these transactions are specifically excluded from general coverage provides clarity on the limitations of such insurance policies and reinforces understanding of the specific protections that exist around credit card and debit card transactions.