What is the correct order for claim payments under certain conditions?

The order of claim payments is influenced by the types of insurance coverage involved, particularly in the context of auto insurance and health-related claims in Florida.

Choosing "WC, PIP, MP" as the correct sequence is appropriate given the nature of these coverages. Workers' Compensation (WC) should be addressed first in situations where an injured individual is eligible because it covers medical expenses and lost wages resulting from work-related injuries. Following that, Personal Injury Protection (PIP) comes next, as it provides coverage for medical expenses and lost income regardless of who is at fault in an auto accident. Finally, Medical Payments (MP) coverage applies, which is often limited to covering medical expenses incurred due to auto accidents, but is secondary to the other two forms of coverage.

This hierarchy ensures that the more comprehensive and applicable coverages are utilized first, allowing for efficient claims processing while preventing overlap and maximizing benefit utilization for the claimant.