What is the liability coverage limit under Joe's personal auto policy if it is stated as 25/50/25?

In a personal auto policy, the liability coverage limit expressed as 25/50/25 specifies the maximum amount the insurer will pay for different types of liability claims resulting from an accident. Each number in this series represents a different type of coverage.

The first number, 25,000, indicates the limit for bodily injury liability per injured person. This means that if one person is injured in an accident, the maximum amount that the insurance would cover for that individual’s medical expenses is $25,000.

The second number, 50,000, represents the total maximum payout for bodily injury liability when multiple individuals are injured in the same accident. Therefore, the policy will cover up to $50,000 for all injured persons combined.

The last number, 25,000, is the limit for property damage liability. This coverage applies to the damage caused to others' property as a result of the insured’s vehicle being involved in an accident.

Thus, the correct interpretation of the limits is that all the specified amounts apply, making the option encompassing all of these limits correct.