What is the maximum amount Joe can collect from UM from all sources after an accident if his liability coverage is 10/20/10?

In this scenario, Joe has liability coverage of 10/20/10, which breaks down as follows: $10,000 for bodily injury per person, $20,000 for total bodily injury per accident, and $10,000 for property damage. However, it's essential to clarify what Uninsured Motorist (UM) coverage entails in this context.

Uninsured Motorist coverage is designed to protect an insured individual when involved in an accident with a driver who does not carry adequate insurance. The amount Joe can collect from his UM coverage is not directly tied to his liability limits but rather to his own policy's UM coverage limits, which have not been specified in this question.

Given that the liability coverage indicates how much Joe is covered when he is at fault for an accident, it does not influence how much he can claim under UM from other sources if he is the victim of an accident. If Joe does not have UM coverage stated in his policy or if the limits do not apply to his claim in this situation, he may be left with no compensation from UM for the accident, resulting in a total of $0.

Thus, in this specific circumstance and without additional information about Joe's UM coverage, the maximum amount he can collect from UM after