Which aspect is typically not covered by workers compensation insurance?

Prepare for the Florida 2-20 Insurance Agent License Exam. Leverage flashcards and multiple-choice questions with detailed explanations. Be exam-ready with confidence!

Workers' compensation insurance is designed to provide a safety net for employees who suffer work-related injuries or illnesses. This insurance typically covers medical expenses for injuries incurred while performing work duties, lost wages during the period of recovery, and rehabilitation expenses to help injured workers return to their jobs.

Emotional distress claims, however, are generally not covered under standard workers' compensation policies. Emotional distress or psychological injuries often necessitate different legal considerations and typically fall outside of the administrative framework of workers' compensation, which is primarily focused on physical injuries. As a result, claims related to emotional distress may involve personal injury lawsuits rather than workers' compensation claims, making them not a usual aspect of what workers' compensation covers.

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