Which benefit of the PAP provides compensation for the insured’s earnings lost due to attending court?

The correct answer is Supplementary Payments. This benefit is designed to cover specific additional expenses that are incurred by the insured in relation to a covered claim, which includes compensation for lost earnings when an insured individual must attend court as a witness or as part of the legal proceedings arising from an accident.

Supplementary Payments provide financial assistance beyond what is covered by the primary insurance policy limits. They can include not only lost wages but also expenses such as costs related to bail bonds, and other necessary legal costs, ensuring that the insured does not suffer financially due to their involvement in court proceedings connected to a claim.

The other options represent different aspects of insurance coverage but do not relate to lost wages due to court appearances. Medical Payments Coverage is focused on medical expenses for the injured parties, Liability Coverage pertains to damages the insured may be responsible for causing to others, and Collision Coverage addresses damage to the insured's own vehicle after an accident. Each of these serves a distinct purpose within the broader framework of an auto insurance policy, but none provide the specific benefits of compensating for lost earnings related to court attendance.