Which coverage form is designed to address business personal property losses?

The Building and Personal Property Coverage Form is specifically designed to provide coverage for business personal property losses. This coverage form is essential for businesses as it protects the property owned by the business, including equipment, furniture, and inventory, against various risks such as fire, theft, and vandalism.

The form is tailored to address the unique needs of commercial properties and includes detailed provisions regarding what is covered, the limits of coverage, and the specific conditions under which a claim can be made. The intent is to offer comprehensive protection to businesses, ensuring that they can recover from property-related losses that can significantly impact their operations.

Other options are less focused on business personal property losses. For instance, the Commercial General Liability Form primarily addresses liability risks associated with a business's operations and does not cover property losses. The Business Owners Policy, while it does combine several coverages including property and liability, is a packaged product that might not specifically focus on the nuances of business personal property coverage as explicitly as the Building and Personal Property Coverage Form. Lastly, the Workers' Compensation Policy is designed to cover employee injuries and does not pertain to property coverage at all. Therefore, the Building and Personal Property Coverage Form is the correct choice when looking for a form specifically addressing business personal property losses