Which group is typically excluded from standard workers' compensation coverage?

Prepare for the Florida 2-20 Insurance Agent License Exam. Leverage flashcards and multiple-choice questions with detailed explanations. Be exam-ready with confidence!

Federal government workers are typically excluded from standard workers' compensation coverage because they are covered under a different system known as the Federal Employees' Compensation Act (FECA). This act provides benefits to federal employees who are injured while on the job or who develop work-related illnesses. Unlike state workers' compensation laws that govern private and state government employees, federal employees have their own designated program, thereby creating a clear distinction in coverage.

Other groups like private sector employees, state government workers, and contract workers generally fall under the purview of state-specific workers' compensation laws, which provide protection for workplace-related injuries and illnesses. Understanding these differences is crucial for understanding the landscape of workers' compensation coverage in the United States.

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