Which of the following is NOT considered a "your covered auto" under a Personal Auto Policy?

In a Personal Auto Policy (PAP), "your covered auto" includes a variety of vehicles, but there are specific conditions to be aware of. The scenario involving a recent purchase of an additional vehicle does fall under the definition of covered autos, as vehicles acquired during the policy period are covered immediately for a certain period (typically 14 to 30 days, depending on the policy) as long as the insured informs their insurer about the addition.

On the other hand, a vehicle owned for less than 30 days does not automatically qualify as a covered auto unless it was added to the policy at the start. Renting a vehicle for personal use typically is included under 'your covered auto.' However, a vehicle used for business purposes does not fall under the typical coverage of a Personal Auto Policy, since such policies are designed to cover personal use, not commercial activities.

Therefore, the correct choice reflects the understanding that a vehicle utilized strictly for business purposes is not considered a "your covered auto" under a Personal Auto Policy, making it the correct answer.