Which of the following is NOT covered under Inside the Premises - Theft of Money and Securities?

The option that is identified as not covered under Inside the Premises - Theft of Money and Securities is fraud. This type of insurance typically covers incidents of theft or loss involving physical money and securities, specifically in the context of robbery or burglary.

Robbery refers to the act of taking money or property from a person through violence or intimidation and is covered under this policy. Burglary involves unauthorized entry into a building with the intent to commit theft, making it also covered by such policies.

In contrast, fraud involves deception for personal gain, which typically entails manipulating circumstances to acquire money or property without the use of force or unlawful entry. Because fraud does not fit within the physical acts of theft or loss outlined in this coverage, it is excluded from being covered. Thus, understanding these definitions and distinctions in insurance policies is crucial for properly determining what types of incidents are protected under each specific coverage type.