Which of the following is NOT a standard form that Citizens issues policies on?

Prepare for the Florida 2-20 Insurance Agent License Exam. Leverage flashcards and multiple-choice questions with detailed explanations. Be exam-ready with confidence!

Citizens Property Insurance Corporation, as a state-run insurer of last resort in Florida, issues policies primarily based on standardized forms developed for homeowners insurance. The HO forms mentioned here refer to different types of homeowners insurance policies.

The HO-3 form is a typical homeowners policy for single-family homes, providing broad coverage. The HO-4 form is used for renters insurance, specifically designed to cover personal property for tenants. The HO-6 form caters to condominium owners and covers personal property within the unit as well as liability.

The HO-5 form, while similar to HO-3, provides more comprehensive coverage, including open-perils coverage for personal property. However, Citizens does not issue policies based on the HO-5 form, which is why this option is correct in identifying the form that is NOT standardly issued by Citizens. Understanding the specific use and coverage provided by each of these forms is crucial for recognizing which policies are available through Citizens and which are not.

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