Which of the following is considered a supplemental payment benefit under a Personal Auto Policy?

Prepare for the Florida 2-20 Insurance Agent License Exam. Leverage flashcards and multiple-choice questions with detailed explanations. Be exam-ready with confidence!

In the context of a Personal Auto Policy, supplemental payment benefits are provisions that help cover certain additional costs associated with a claim but are not strictly part of the primary coverage limits.

Interest accruing after a judgment is considered a supplemental payment because it deals with the expenses that arise after a liability judgment has been made against the insured. This amount can be significant, as it addresses the time value of money on the damages awarded during the waiting period before the payment is actually made.

Legal defense fees, reimbursement for lost wages, and medical payments to others are important coverages within the Personal Auto Policy, but they do not fall into the category of supplemental payments. Legal defense fees are typically covered under liability coverage, lost wages would be a part of personal injury claims, and medical payments to others relate directly to medical expenses rather than supplementary ongoing costs associated with litigation or liability judgments.

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