Which of the following is NOT an exclusion for BI and PD under the CGL?

The designation of "excessive liability" as not being an exclusion for bodily injury (BI) and property damage (PD) under the Commercial General Liability (CGL) policy is accurate because the CGL typically covers general liability exposure without specifically excluding liability based on the amount. CGL policies usually focus on specific areas of liability, such as intentional acts or punitive damages, which are inherently linked to legal liability arising from wrongful acts or negligence rather than the quantity of that liability.

Intentional acts, product recalls, and punitive damages are commonly exclusions in CGL policies. Intentional acts are excluded because insurance policies are designed to provide coverage for unforeseen accidents rather than deliberate harm. Product recalls are excluded because CGL policies are not intended to cover the costs associated with withdrawing defective products from the market. Punitive damages are typically excluded as they are intended to punish wrongdoing rather than compensate victims for loss.

Thus, "excessive liability" stands out as not being categorized as an exclusion under standard CGL provisions, which makes it the correct choice in this context.