Which of the following provides coverage for products liability after a product has been sold?

Commercial general liability insurance is designed to provide coverage for a variety of risks facing businesses, including products liability. This type of insurance protects the business against claims resulting from injuries or damages that occur as a result of the products it has sold. Specifically, if a product causes harm to a consumer after being sold, commercial general liability insurance responds to those claims, covering legal expenses, settlements, and judgments.

In contrast, the other types of insurance listed do not offer relevant coverage for products liability. Commercial auto insurance is focused on vehicles used for business purposes and does not extend to product-related issues. Health insurance covers medical expenses for individuals but does not provide liability coverage for products. Professional liability insurance is geared towards professionals providing services, protecting against claims of negligence, but it would not cover issues arising from a product after its sale. This distinction is vital for businesses to understand, as it impacts their exposure to risk and the appropriate coverage they require.