Which of the following Special Limits cannot be increased?

In insurance policies, certain categories of property, especially valuable items, often come with Special Limits that often cannot be increased due to the high-risk nature of insuring such items. Special Limits are predefined caps set by the insurer to limit exposure to claims for specific types of property.

In this case, firearms are typically classified under a Special Limit that is non-increaseable by most insurers and policies. This is largely due to the liability concerns and regulations surrounding the ownership and operation of firearms, which can vary greatly from state to state and can create higher risks for insurers. Since the preset limit for firearms is anchored at $2,500, any attempt to increase this limit to a higher amount such as $10,000 would typically be outside the scope of insurer's policies.

On the other hand, items like laptops, silverware, and jewelry often have adjustable limits in many policy situations, allowing insured individuals to raise their coverage amounts to better reflect their value. This flexibility is more common for personal property that is not governed by the same regulatory constraints as firearms, thus those limits can often be higher or increased as needed by the policyholder.