Which of the following would NOT be eligible for coverage with the FAJUA?

The correct choice is based on the eligibility criteria for coverage under the Florida Automobile Joint Underwriting Association (FAJUA). This program is designed to provide automobile insurance to high-risk individuals who are unable to secure coverage through traditional means.

A tourist renting a moped does not fall under the typical coverage offered by FAJUA, as the program primarily targets residents who own vehicles, businesses, or homes. Coverage is usually extended to individuals who maintain a permanent address in Florida and requires insurance for personal use of vehicles. Tourists, typically lacking such residency, would not qualify for FAJUA coverage because their needs relate more to short-term rentals and typical liability coverage that rental and moped companies would provide, rather than the long-term coverage that the FAJUA offers.

In contrast, a local resident, a business owner, and a homeowner would be eligible because they are often permanent residents who possess vehicles and may experience difficulties obtaining insurance through standard providers, thereby qualifying for the high-risk coverage that FAJUA provides.