Which policy provides coverage for manufacturers against liability claims due to defective products?

The policy that specifically provides coverage for manufacturers against liability claims due to defective products is Product Liability Insurance. This type of insurance is designed to protect businesses against claims arising from injuries or damages caused by products they manufacture, distribute, or sell. If a product is found to be defective and it results in bodily injury or property damage to the consumer, Product Liability Insurance helps cover legal costs, settlements, or judgments that the manufacturer may have to pay.

This coverage is essential for manufacturers, as it mitigates financial risks associated with legal claims and helps ensure the business's sustainability in the face of potential lawsuits related to product defects. Without this specific insurance, manufacturers could face significant out-of-pocket expenses if a lawsuit arises from a defect in their products.