Which scenario would be covered under Part Two of the Workers Compensation and Employers Liability Insurance Policy?

Part Two of the Workers Compensation and Employers Liability Insurance Policy covers the liability of an employer for work-related injuries or illnesses. One critical aspect of this coverage is that it addresses long-term exposure to harmful conditions that may result in disease, even if symptoms do not manifest until after the employment has ended. This is relevant in situations where an employee has been exposed to a harmful substance or condition over time, leading to a disease that appears only after the employee is no longer employed. Thus, choice B is correct as it recognizes that the injury (in this case, the disease) is still connected to the work performed during the employee’s tenure.

Other scenarios presented do not fall under Part Two coverage. For instance, injuries occurring during commuting are generally not covered as they happen outside the workplace realm of the employee's duties. Likewise, injuries involving one employee harming another, while they may seem related to workplace activities, typically fall under different liability considerations rather than workers' compensation. Lastly, failing to report an injury on time does not negate coverage entirely, but rather affects the management of a claim rather than the fundamental eligibility for coverage. Overall, choice B represents a direct correlation between the workplace and the health outcome, aligning with the overarching principles of workers’ compensation.