Which type of loss would be covered by a business auto policy?

A business auto policy is designed specifically to cover vehicles that are used for business purposes, providing protection for liability and physical damage. The correct choice, involving liability losses incurred while hauling goods for a shipper, aligns perfectly with the purpose of a business auto policy, which includes coverage for bodily injury and property damage liability arising from the operation of the covered vehicle in the course of conducting business activities.

The other options present scenarios that typically fall outside the standard coverage of a business auto policy. Damage to an uninsured vehicle does not directly relate to the activities for which the policy is intended, as the focus is usually on protecting against liability and physical damages related to business operations. Personal injury claims against the driver might introduce complexity depending on the circumstances but are often covered under different types of liability coverages rather than a standard business auto policy. Weather-related damages to the vehicle may be addressed through comprehensive coverage, but again, this is typically secondary to the primary focus of a business auto policy on liability while engaged in business activities.